{"id":782,"date":"2018-10-05T21:52:52","date_gmt":"2018-10-05T11:52:52","guid":{"rendered":"https:\/\/schambers.com.au\/?p=782"},"modified":"2018-12-04T17:45:59","modified_gmt":"2018-12-04T06:45:59","slug":"%e6%be%b3%e6%b4%b2%e7%94%b3%e8%af%b7%e7%a0%b4%e4%ba%a7%e5%85%ad%e5%a4%a7%e9%97%ae%e8%a7%a3%e7%ad%94","status":"publish","type":"post","link":"https:\/\/schambers.com.au\/zh-hans\/2018\/10\/05\/%e6%be%b3%e6%b4%b2%e7%94%b3%e8%af%b7%e7%a0%b4%e4%ba%a7%e5%85%ad%e5%a4%a7%e9%97%ae%e8%a7%a3%e7%ad%94\/","title":{"rendered":"\u6fb3\u6d32\u7533\u8bf7\u7834\u4ea7\u516d\u5927\u95ee\u89e3\u7b54"},"content":{"rendered":"<p>\u5728\u4e2a\u4eba\u9762\u4e34\u8d8a\u6765\u8d8a\u591a\u7684\u8d22\u52a1\u56f0\u96be\u65f6\uff0c\u7834\u4ea7\u5176\u5b9e\u53ea\u662f\u8bf8\u591a\u5e94\u5bf9\u63aa\u65bd\u4e2d\u7684\u4e00\u79cd\u3002\u5728\u8fd9\u79cd\u4e3e\u6b65\u7ef4\u8270\u7684\u60c5\u51b5\u4e0b\uff0c\u83b7\u5f97\u51c6\u786e\u7684\u7834\u4ea7\u5efa\u8bae\uff0c\u80fd\u8ba9\u4e2a\u4eba\u4e3a\u5c06\u6765\u7684\u7ecf\u6d4e\u72b6\u51b5\u4f5c\u51fa\u6700\u597d\u7684\u51b3\u5b9a\uff0c\u5e76\u53d6\u5f97\u6700\u7406\u60f3\u7684\u7ed3\u679c\u3002<\/p>\n<p>\u672c\u6587\u5c06\u7f57\u5217\u5173\u4e8e\u6fb3\u6d32\u7834\u4ea7\u7533\u8bf7\u7684\u516d\u5927\u5e38\u89c1\u95ee\u9898\uff0c\u5e0c\u671b\u80fd\u591f\u5e2e\u52a9\u5927\u5bb6\u4e86\u89e3\u76f8\u5173\u6cd5\u89c4\u653f\u7b56\u3002<\/p>\n<ol>\n<li><strong>\u5982\u4f55\u7533\u8bf7\u7834\u4ea7\uff1f<\/strong><\/li>\n<\/ol>\n<p>\u5982\u679c\u4e2a\u4eba\u65e0\u529b\u507f\u8fd8\u503a\u52a1\uff0c\u53ef\u4ee5\u5411\u6fb3\u6d32\u91d1\u878d\u5b89\u5168\u5c40\uff08<strong>Australian Financial Security Authority<\/strong>\uff09\u63d0\u4ea4\u503a\u52a1\u4eba\u5448\u8bf7\uff0c\u81ea\u613f\u7533\u8bf7\u7834\u4ea7\u3002\u6fb3\u6d32\u91d1\u878d\u5b89\u5168\u5c40\u662f\u8054\u90a6\u653f\u5e9c\u673a\u6784\u3002<\/p>\n<p>\u5982\u679c\u4e2a\u4eba\u63d0\u51fa\u7834\u4ea7\u7533\u8bf7\uff0c\u53ef\u4ee5\u59d4\u4efb\u6fb3\u6d32\u91d1\u878d\u5b89\u5168\u5c40\u7684\u5b98\u65b9\u7834\u4ea7\u53d7\u6258\u4eba\u6216\u8005\u79c1\u4eba\u7834\u4ea7\u53d7\u6258\u4eba\uff08<strong>bankruptcy trustees<\/strong>\uff09\u3002\u7834\u4ea7\u53d7\u6258\u4eba\u63a5\u53d7\u6cd5\u9662\u59d4\u6258\uff0c\u7ba1\u7406\u7834\u4ea7\u4f01\u4e1a\u8d22\u4ea7\uff0c\u5904\u7406\u7834\u4ea7\u8d22\u4ea7\u7684\u53d8\u5356\u548c\u5206\u914d\u3002<\/p>\n<ol start=\"2\">\n<li><strong>\u7834\u4ea7\u7684\u540e\u679c\u4e3b\u8981\u6709\u54ea\u4e9b\uff1f<\/strong><\/li>\n<\/ol>\n<p>\u5982\u679c\u4e2a\u4eba\u7834\u4ea7\uff1a<\/p>\n<ul>\n<li>\u4ece\u4e2a\u4eba\u5411\u6fb3\u6d32\u91d1\u878d\u5b89\u5168\u5c40\u63d0\u4ea4\u8d22\u52a1\u62a5\u8868\uff08<strong>Statement of Affairs<\/strong>\uff09\u4e4b\u65e5\u7b97\u8d77\uff0c\u8be5\u4e2a\u4eba\u5c06\u7834\u4ea7\u4e09\u5e74\u3002\u8fd9\u4efd\u8d22\u52a1\u62a5\u8868\u56ca\u62ec\u6240\u6709\u76f8\u5173\u4fe1\u606f\uff0c\u5305\u62ec\u4e2a\u4eba\u7684\u8d44\u4ea7\u548c\u8d1f\u503a\u60c5\u51b5;<\/li>\n<li>\u4e2a\u4eba\u7684\u5927\u90e8\u5206\u503a\u52a1\u90fd\u8fd8\u6e05\u4e86\uff1b<\/li>\n<li>\u59d4\u6258\u72ec\u7acb\u7684\u4e00\u65b9\uff08<strong>\u7834\u4ea7\u53d7\u6258\u4eba<\/strong>\uff09\u8d1f\u8d23\u5b89\u6392\u51fa\u552e\u53ef\u5728\u7834\u4ea7\u7a0b\u5e8f\u4e2d\u51fa\u552e\u7684\u8d44\u4ea7\uff1b<\/li>\n<li>\u7834\u4ea7\u53d7\u6258\u4eba\u5c06\u8c03\u67e5\u662f\u5426\u53ef\u4ee5\u63d0\u51fa\u4efb\u4f55\u6cd5\u5f8b\u8bf7\u6c42\uff0c\u4f8b\u5982\u5bf9\u88ab\u4f4e\u4f30\u7684\u8d44\u4ea7\u8f6c\u79fb\u63d0\u51fa\u7d22\u8d54\uff0c\u4ed6\u4eec\u5c06\u63d0\u51fa\u53ef\u884c\u7684\u5546\u4e1a\u7d22\u8d54\uff0c\u8ffd\u56de\u7834\u4ea7\u8d44\u4ea7\u7684\u8d44\u91d1\uff1b<\/li>\n<li>\u7834\u4ea7\u53d7\u6258\u4eba\u5f97\u5230\u7684\u8d44\u91d1\uff0c\u5728\u652f\u4ed8\u7834\u4ea7\u53d7\u6258\u4eba\u7684\u8d39\u7528\u548c\u5f00\u652f\u540e\uff0c\u7528\u4e8e\u507f\u8fd8\u4e2a\u4eba\u6240\u6b20\u7684\u503a\u52a1\u3002<\/li>\n<\/ul>\n<ol start=\"3\">\n<li><strong>\u54ea\u4e9b\u8d44\u4ea7\u662f\u7834\u4ea7\u53d7\u6258\u4eba\u53ef\u4ee5\u51fa\u552e\u7684\uff0c\u54ea\u4e9b\u662f\u4e0d\u53ef\u4ee5\u51fa\u552e\u7684\uff1f<\/strong><\/li>\n<\/ol>\n<p>\u5c06\u5728\u7834\u4ea7\u7a0b\u5e8f\u4e2d\u51fa\u552e\u6216\u53d8\u73b0\u7684\u8d22\u4ea7\u53ef\u5305\u62ec\uff1a<\/p>\n<ul>\n<li>\u4efb\u4f55\u4e0d\u52a8\u4ea7\uff1b<\/li>\n<li>\u80a1\u4efd\uff1b<\/li>\n<li>\u94f6\u884c\u73b0\u91d1\uff08\u7834\u4ea7\u53d7\u6258\u4eba\u4f1a\u7559\u4e00\u90e8\u5206\u8d44\u91d1\u7ed9\u4e2a\u4eba\u4f5c\u4e3a\u751f\u6d3b\u8d39\uff09\uff1b<\/li>\n<li>\u5177\u6709\u4e00\u5b9a\u6cd5\u5b9a\u4ef7\u503c\u7684\u673a\u52a8\u8f66\u8f86\uff1b<\/li>\n<li>\u5177\u6709\u4e00\u5b9a\u6cd5\u5b9a\u4ef7\u503c\u7684\u8d38\u6613\u5de5\u5177\uff1b<\/li>\n<li>\u4e2a\u4eba\u5728\u7834\u4ea7\u524d\u6216\u6216\u7834\u4ea7\u671f\u95f4\u51fa\u73b0\u7684\u9057\u4ea7\u6240\u5360\u6743\u76ca\uff1b<\/li>\n<li>\u5176\u4ed6\u8d44\u4ea7\uff0c\u5305\u62ec\u4f4e\u4e8e\u6cd5\u5b9a\u9650\u989d\u7684\u8d38\u6613\u5de5\u5177\u548c\u673a\u52a8\u8f66\u8f86\u3002<\/li>\n<\/ul>\n<ol start=\"4\">\n<li><strong>\u7834\u4ea7\u8fd8\u6709\u5176\u4ed6\u4ec0\u4e48\u540e\u679c\uff1f<\/strong><\/li>\n<\/ol>\n<p>\u7834\u4ea7\u8fd8\u6709\u5176\u4ed6\u5e38\u89c1\u540e\u679c\u6bd4\u5982\uff1a<\/p>\n<ul>\n<li>\u201c\u56fd\u5bb6\u4e2a\u4eba\u7834\u4ea7\u540d\u518c\u201d\uff08<strong>National Personal Insolvency Index<\/strong>\uff09\u5c06\u6c38\u4e45\u6709\u8be5\u4e2a\u4eba\u7684\u7834\u4ea7\u8bb0\u5f55\u3002\u8fd9\u4e2a\u8bb0\u5f55\u7531\u6fb3\u6d32\u91d1\u878d\u5b89\u5168\u5c40\u76d1\u7ba1\uff1b<\/li>\n<li><strong>Equifax<\/strong>\u4f1a\u6709\u4e2a\u4eba\u7684\u7834\u4ea7\u8bb0\u5f55\uff0c\u8be5\u8bb0\u5f55\u5728\u4e2a\u4eba\u89e3\u9664\u7834\u4ea7\u540e7\u5e74\u5185\u53ef\u80fd\u4f1a\u88ab\u64a4\u9500\uff1b<\/li>\n<li>\u4e2a\u4eba\u5411\u6fb3\u6d32\u91d1\u878d\u5b89\u5168\u5c40\u63d0\u4ea4\u503a\u52a1\u4eba\u7834\u4ea7\u5448\u8bf7\u4e66\u65f6\uff0c\u5fc5\u987b\u5411\u8be5\u5c40\u63d0\u4ea4\u4e00\u4efd\u8d22\u52a1\u62a5\u8868\u3002\u5982\u679c\u4e2a\u4eba\u88ab\u6cd5\u9662\u5ba3\u544a\u7834\u4ea7\uff0c\u5fc5\u987b\u5728\u6536\u5230\u7834\u4ea7\u901a\u77e5\u540e14\u5929\u5185\u5411\u53d7\u6258\u4eba\u63d0\u4f9b\u8be5\u8d22\u52a1\u62a5\u8868\uff1b<\/li>\n<li>\u4e2a\u4eba\u4e0d\u80fd\u62c5\u4efb\u516c\u53f8\u8463\u4e8b\uff0c\u4ea6\u4e0d\u80fd\u4ee5\u81ea\u5df1\u7684\u540d\u4e49\u8fdb\u884c\u4ea4\u6613\uff1b<\/li>\n<li>\u4e2a\u4eba\u4e0d\u80fd\u5411\u4e0e\u81ea\u5df1\u6709\u751f\u610f\u5f80\u6765\u7684\u4eba\u9690\u7792\u7834\u4ea7\u4e8b\u5b9e\uff0c\u5e76\u5728\u5546\u4e1a\u4e00\u5b9a\u6cd5\u5b9a\u65f6\u9650\u5185\u65e0\u6cd5\u83b7\u5f97\u4fe1\u8d37\uff1b<\/li>\n<li>\u5982\u679c\u4e2a\u4eba\u7684\u7a0e\u540e\u51c0\u6536\u5165\u8d85\u8fc7\u4e00\u5b9a\u6cd5\u5b9a\u4e0a\u9650\uff08\u8be6\u89c1\u95ee\u98985\uff09\uff0c\u5fc5\u987b\u5411\u7834\u4ea7\u53d7\u6258\u4eba\u7f34\u4ed8\u6536\u5165\u5229\u606f\uff1b<\/li>\n<li>\u4e2a\u4eba\u5fc5\u987b\u5c06\u81ea\u5df1\u7684\u62a4\u7167\u4ea4\u4ed8\u7834\u4ea7\u53d7\u6258\u4eba\uff0c\u5e76\u5728\u672a\u7ecf\u7834\u4ea7\u53d7\u6258\u4eba\u4e66\u9762\u540c\u610f\u7684\u60c5\u51b5\u4e0b\uff0c\u4e0d\u5f97\u51fa\u56fd\u65c5\u884c\u3002<\/li>\n<\/ul>\n<ol start=\"5\">\n<li><strong>\u4ec0\u4e48\u65f6\u5019\u5fc5\u987b\u628a\u6536\u5165\u7684\u4e00\u90e8\u5206\u4ed8\u7ed9\u7834\u4ea7\u53d7\u6258\u4eba\uff1f<\/strong><\/li>\n<\/ol>\n<p>\u5982\u679c\u4e2a\u4eba\u7684\u7a0e\u540e\u6536\u5165\u8d85\u8fc7\u4e00\u5b9a\u6c34\u5e73\uff08\u653f\u5e9c\u6bcf\u516d\u4e2a\u6708\u8bbe\u5b9a\u4e00\u4e2a\u9650\u989d\u2014\u2014\u76ee\u524d\u662f55,837\u6fb3\u5e01\u4e14\u4e2a\u4eba\u6ca1\u6709\u53d7\u629a\u517b\u4eba\uff09\uff0c\u5fc5\u987b\u5411\u7834\u4ea7\u53d7\u6258\u4eba\u7f34\u4ed8\u4e00\u5b9a\u7684\u8d39\u7528\u3002<\/p>\n<ol start=\"6\">\n<li><strong>\u9664\u4e86\u7533\u8bf7\u7834\u4ea7\uff0c\u8fd8\u6709\u5176\u4ed6\u9009\u62e9\u5417<\/strong><strong>?<\/strong><\/li>\n<\/ol>\n<p>\u5982\u679c\u4e2a\u4eba\u65e0\u529b\u507f\u8fd8\u503a\u52a1\uff0c\u9664\u4e86\u7834\u4ea7\u4e4b\u5916\u8fd8\u6709\u5176\u4ed6\u9009\u62e9\uff0c\u5176\u4e2d\u5305\u62ec\uff1a<\/p>\n<ul>\n<li>\u4e0e\u503a\u6743\u4eba\u8c08\u5224\u89e3\u51b3\u503a\u52a1\u95ee\u9898\uff1b<\/li>\n<li>\u63d0\u51fa\u503a\u52a1\u534f\u8bae\uff1b\u6216\u8005<\/li>\n<li>\u63d0\u51fa\u4e2a\u4eba\u7834\u4ea7\u534f\u8bae\u3002<\/li>\n<\/ul>\n<p>\u6700\u91cd\u8981\u7684\u4e00\u70b9\u662f\uff0c\u5982\u679c\u4e2a\u4eba\u6b63\u9762\u4e34\u8d22\u52a1\u56f0\u96be\uff0c\u5e94\u8be5\u54a8\u8be2\u4e13\u4e1a\u5f8b\u5e08\u6216\u5176\u4ed6\u4e13\u4e1a\u4eba\u58eb\uff0c\u5bfb\u6c42\u53ef\u9760\u7684\u89e3\u51b3\u65b9\u6848\uff0c\u5305\u62ec\u7533\u8bf7\u7834\u4ea7\u3002<\/p>\n<p style=\"text-align: center;\">\u3010\u4e0a\u8ff0\u6587\u7ae0\u4e0d\u80fd\u4ee3\u8868\u672c\u5f8b\u5e08\u4e8b\u52a1\u6240\u7684\u4efb\u4f55\u6cd5\u5f8b\u610f\u89c1\u3011<\/p>\n<p style=\"text-align: center;\"><strong>\u6d89\u6fb3\u6cd5\u5f8b\u95ee\u9898\u8bf7<\/strong><strong>\u260e<\/strong><strong>\ufe0f<\/strong><strong>\u54a8\u8be2<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>\u54a8\u8be2\u7535\u8bdd<\/strong><strong>: <\/strong><strong>\uff0b<\/strong><strong>61 2 9267 1112<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>\u66f4\u591a\u8d44\u8baf\u8bf7\u5173\u6ce8<\/strong><strong>\u00a0@<\/strong><strong>\u9633\u5149\u6d77\u5bcc<\/strong><strong>\u00a0<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>\u957f\u6309\u626b\u63cf<\/strong><strong>\u2b07<\/strong><strong>\ufe0f<\/strong><strong>\u4e8c\u7ef4\u7801<\/strong><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-medium wp-image-774\" src=\"https:\/\/schambers.com.au\/wp-content\/uploads\/2018\/10\/qrcode-300x300.png\" alt=\"\" width=\"300\" height=\"300\" srcset=\"https:\/\/schambers.com.au\/wp-content\/uploads\/2018\/10\/qrcode-300x300.png 300w, https:\/\/schambers.com.au\/wp-content\/uploads\/2018\/10\/qrcode-150x150.png 150w, https:\/\/schambers.com.au\/wp-content\/uploads\/2018\/10\/qrcode.png 430w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u4e2a\u4eba\u9762\u4e34\u8d8a\u6765\u8d8a\u591a\u7684\u8d22\u52a1\u56f0\u96be\u65f6\uff0c\u7834\u4ea7\u5176\u5b9e\u53ea\u662f\u8bf8\u591a\u5e94\u5bf9\u63aa\u65bd\u4e2d\u7684\u4e00\u79cd\u3002\u5728\u8fd9\u79cd\u4e3e\u6b65\u7ef4\u8270\u7684\u60c5\u51b5\u4e0b\uff0c\u83b7\u5f97\u51c6\u786e\u7684\u7834\u4ea7\u5efa\u8bae\uff0c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-782","post","type-post","status-publish","format-standard","hentry","category-1"],"_links":{"self":[{"href":"https:\/\/schambers.com.au\/zh-hans\/wp-json\/wp\/v2\/posts\/782","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schambers.com.au\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schambers.com.au\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schambers.com.au\/zh-hans\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schambers.com.au\/zh-hans\/wp-json\/wp\/v2\/comments?post=782"}],"version-history":[{"count":0,"href":"https:\/\/schambers.com.au\/zh-hans\/wp-json\/wp\/v2\/posts\/782\/revisions"}],"wp:attachment":[{"href":"https:\/\/schambers.com.au\/zh-hans\/wp-json\/wp\/v2\/media?parent=782"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schambers.com.au\/zh-hans\/wp-json\/wp\/v2\/categories?post=782"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schambers.com.au\/zh-hans\/wp-json\/wp\/v2\/tags?post=782"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}